Samsung Pay holds a
place of distinction among mobile payment apps and services: It’s the only one
that lets you pay at conventional points of sale intended for cards that use
magnetic stripes, which are still common in the US . Other countries have moved on
to the more secure EMV chip card system, and the US is moving to it as well. You’ll
still find many retail outlets that only accept the old card system, however,
including the many small shops that use Square terminals. Additionally, Samsung
Pay offers support for NFC, loyalty plans, Visa Checkout online, and its own
reward points. All this adds up to a clear Editors’ Choice for payment
services.
Setting Up Samsung Pay
The app and service
work on most recent Samsung phone models, dating back to the Galaxy S6. In
fact, it’s preinstalled on any current Samsung phone you buy. I set it up on a
Galaxy Note 8, which involved
creating a Samsung account
and PIN
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